The "secret" to achieving financial independence and economic freedom is being frugal. That is what I believe is the most powerful tool that many of us can wield in our battle against economic hardship. Being frugal mean being flexible, and mostly self-reliant. It is more of a mindset than anything else. There's a big reason why cutting your expenses is often the first piece of advice given my financial advisors and coaches. The reason is that no matter what your income is, if you don't know how to reasonably control your spending, then you can never get ahead financially.

There are some areas in my life where I'm NOT Frugal:
   • Spending Categories In Early Retireme...  

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