The asset which does not provide any income to the bank is called a non-performing asset. When the bank is not able to recover the interest on loan or the principal amount or both for a period specified by RBI, the asset becomes a non-performing asset.

In this video, we will cover the following topics:

What are Assets of Banks
Categories of Assets
Performing/Standard Assets
Non-Performing Assets (NPA)
Categories of NPA
Classification of SMA
Provisioning
Causes of NPA
Impact of NPA on Banks

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