Whether you’re a Millennial just getting started, a Gen-Xer juggling life’s competing demands, or a Baby Boomer eyeing the finish line, the stakes are high when creating financial security for your future. Joe Anderson, CFP® and Big Al Clopine, CPA guide you through the financial strategies and goals each generation should implement that can mean the difference between a retirement of scarcity or abundance. Download the Retirement Readiness Guide: https://purefinancial.com/white-paper...

Pure Financial Advisors, LLC is a fee-only Registered Investment Advisor providing comprehensive retirement planning services and tax-optimized investment management to thousands of people across the nation. Schedule a free assessment with an experienced financial professional: http://bit.ly/PureAssessment
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Your Money, Your Wealth® TV S10 | E07
00:00 - Intro
00:47 - Retirement Readiness by Generation
01:45 - Financial Planning at Every Age
02:30 - Target Retirement Savings by Age
03:19 - Retirement Planning in Your 20's: Savings Goals and Strategies
06:30 - Retirement Readiness Guide - free download
07:21 - True/false - As we age, our composition of wealth should shift from human capital to financial capital.
08:26 - Asset Allocation by Age
10:08 - Retirement Planning in Your 30's: Savings Goals and Strategies
11:29 - Retirement Planning in Your 40's: Savings Goals and Strategies
13:54 - Retirement Readiness Guide - free download
14:44 - True/false - Retirement account contribution limits are the same for every age.
15:10 - 2024 Retirement Account Contribution Limits & Age 50+ Catch-Up
15:38 - Retirement Planning in Your 50's: Savings Goals and Strategies
18:20 - Retirement Planning in Your 60's: Making Up for Lost Time
18:52 - I'm 34 and thinking of taking a loan from my 401(k) to put a downpayment on my first home. How does that work? - Julie, Oceanside, CA
20:08 - Are short-term bonds better to have than long-term bonds in retirement? - Tom, Redmond, WA
21:25 - Pure Takeaway
22:04 - Retirement Readiness Guide - free download

IMPORTANT DISCLOSURES:
• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, LLC, a Registered Investment Advisor.
• Pure Financial Advisors LLC does not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations.
• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
• Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
• All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. As rules and regulations change, content may become outdated.
• Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
CFP® - The CERTIFIED FINANCIAL PLANNER™ certification is by the Certified Financial Planner Board of Standards, Inc. To attain the right to use the CFP® designation, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. Thirty hours of continuing education is required every two years to maintain the designation.
AIF® - Accredited Investment Fiduciary designation is administered by the Center for Fiduciary Studies fi360. To receive the AIF Designation, an individual must meet prerequisite criteria, complete a training program, and pass a comprehensive examination. Six hours of continuing education is required annually to maintain the designation.
CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period.