Christmas is fast approaching and now is a great time to start preparing and planning to avoid going into debt!

Let’s make Christmas more financial friendly and stress free!

In this video I chat through my thoughts & ideas on how to limit the financial burden and stresses.

Let’s enjoy a fantastic Christmas and head into 2025 with a spring in our step and no festive debt!

#budgeting #savingmoney #frugal #christmas #nodebt