Renters insurance in California costs less than you think. What does renters insurance cover? ... primarily your property and your liability. Even if you don't own much, renters insurance is a good idea. Could you afford to replace your things if they were stolen or damaged? A standard renters policy also includes liability coverage, to cover you if someone gets hurt and holds you responsible. Renters insurance vs homeowners insurance; one big difference is you are not insuring a home. With the help of Farmers Insurance San Ramon Barth Howard, you will avoid the subtle mistakes that many renters make when purchasing renters insurance online. I will explain the many renters insurance policy options that you should consider. Call me at (925) 699-4200 to get your policy done quickly.