FREE Realtor Referrals Anywhere in the US https://bit.ly/3Wyslks
💁🏼‍♀️FREE 30-minute consultations with Karrie: https://bit.ly/46tkjfI
This video provides essential insights into understanding closing costs, why they're important, and how they are calculated. Expert lender Paul Olbrantz joins the discussion, offering his expertise on navigating the intricacies of mortgage lending, explaining different types of lender fees, and providing tips on choosing the right mortgage lender.

Key "Closing Costs & Lender Differences You MUST Know" Video Highlights:
🏡 Understanding Closing Costs: Paul breaks down the four main components of closing costs: lender fees, third-party fees, prepaids, and buyer agent fees, explaining what each entails and why they are crucial for home buyers.
🤝 Choosing the Right Lender: Learn how to compare mortgage lenders effectively, focusing on interest rates, discount points, and lender fees, which are the only aspects that vary significantly from one lender to another.
💡 Insights on Typical Closing Costs: The video explains typical closing costs for buyers and how these costs are calculated based on the purchase price, debunking common misconceptions about fixed percentages.
📘 Closing Costs Breakdown and Examples: Detailed breakdown of various closing costs, including lender fees, appraisal fees, and insurance, providing real-world examples to help buyers prepare financially.

Get a free consultation with Paul Olbrantz
https://calendly.com/clear2closebroke...
[email protected]
707-494-7017
Petaluma, CA

Karrie Hill, JD, DRE 02160215, California Attorney Turned Realtor
👉https://linktr.ee/karriehill
😀Email: [email protected]
😀Voicemail: 415-435-7777
🏠FREE ASAP Coming Soon Notifications: https://bit.ly/3WuNNXE
🏠FREE Marin County Closed Sales Newsletter: https://bit.ly/3zRfzop
🏠FREE Detailed Home Valuation: https://bit.ly/3LvHgWq
ANY links not working? Go to https://linktr.ee/karriehill

Smart – Ethical – Driven, Make a Smart Move!
🏆Certified in Real Estate Negotiation
🏆 Guest on KDOW "The Real Estate Report"
🏆Certified Home Marketing Specialist
🏆Relocation & Cash Offers Certified
🏆Karrie's Group did 3.5 Billion in Real Estate transactions in 2023
🏆Graduated top of UC Berkeley Law
🏆Winner of Order of the Coif award

#marinrealestate #marincountyhomes #marincountyhomesforsale
Timestamps
00:00 Understanding closing costs
00:34 Meet expert lender Paul
01:10 Misconceptions about closing costs
01:37 Lender and third-party fees
02:07 Prepaid fees explanation
02:38 Buyer agent fees discussion
03:05 Mortgage shopping challenges
03:36 Inconsistent third-party fees
03:59 Lowering payment misconceptions
04:29 Accurate fee challenges
05:02 Shopping for mortgages
05:35 Rate quotes and trust
06:06 Preapproval and rate changes
06:35 Dealing with misleading rates
07:00 How are costs calculated
07:31 Variable property taxes
08:04 Common closing cost misconceptions
08:34 Free loan misconceptions
09:04 Misconceptions about loan costs
09:30 Closing cost percentages
09:59 Rethinking loan amounts
10:25 Discussing actual mortgage costs
10:56 Rolling costs into mortgage
11:27 Financing closing costs
11:58 New buyer agent fee rules
12:34 Buyer agent payment changes
13:02 Free consultation offer
13:26 Closing discussion and thanks
13:55 More free resources

What are Closing Costs & How to Choose a Lender,who pays closing costs,what are closing costs,how to choose a mortgage lender,how to compare mortgage lenders,typical closing costs for buyer,what are closing costs for buyer,how to compare mortgage loan estimates,average closing costs percentage,what makes a good mortgage lender,closing costs explained,closing costs,lender comparison,closing costs average,closing costs examples,closing costs breakdown,karrie hill