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From its modest beginnings, the National Pension System or NPS has now grown to almost 9 lakh crores in AUM. Today, this essential retirement income scheme has over 30 lakh subscribers in the all-citizen category and most additions in the 25 to 35 year age group with 28% being women. In this video, I shall explore 11 key aspects of the National Pension Scheme (as its incorrectly called) which will provide valuable information to an existing subscriber and also anyone who is still exploring it as a retirement investment option.

Some of the topics covered in this video includes
1. Benefits of NPS which includes a low-cost structure, tax breaks for individuals, market-linked returns, easy portability and professional management
2. Eligibility which covers resident Indians, NRIs, OCIs, PIOs, HUF etc.
3. Types of NPS accounts and the difference between Tier-1 NPS and Tier-2 NPS accounts
4. Asset Classes which includes Class E (Equity), Class G (Government Securities), Class C (Corporate Debt) and Class A (Alternative Investment Funds)
5. Difference between auto choice and active choice
6. Pension Fund Managers and their performance across time period and asset classes
7. How to Open an NPS account either online or offline
8. How to Operate an NPS account
9. Withdrawals where we examine our options before and after retirement including partial withdrawals
10. Annuities and how the subscriber can secure a fixed monthly income during one's retirement years
11. Taxation rules on NPS contributions, returns, and withdrawals

👉 Open your NPS a/c with Fisdom:
https://fisdom.onelink.me/VCH6/Shanka...

👉 Video Chapters:
00:00 National Pension System
01:01 1. Eligibility & Benefits
02:20 2. NPS Fund Architecture
04:08 3. Asset Classes
05:18 4. NPS Auto Choice vs Active Choice
08:39 5. Performance of NPS Funds
11:59 6. Pension Fund Managers in India
13:56 7. Enrolling into NPS
15:24 8. Operating your NPS Account
16:53 9. NPS Withdrawal Rules
19:34 10. Annuities and Pension
22:01 11. NPS Taxation
25:12 Shankar's Viewpoint

👉 Useful Reading Resources:
‣ Economic Times article on NPS: https://economictimes.indiatimes.com/...
‣ PFRDA FAQ on all-citizen category: https://www.pfrda.org.in/writereaddat...
‣ Useful table of rules on exiting NPS: https://npscra.nsdl.co.in/nps-exit/
‣ Information & FAQ on NPS withdrawals: https://npscra.nsdl.co.in/all-faq-wit...
‣ VRO page on NPS performance: https://www.valueresearchonline.com/n...
‣ NPS Trust webpage on performance of different NPS schemes: https://npstrust.org.in/return-of-nps...

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#nps #nationalpensionsystem #nationalpensionscheme #retirementplanning #pension

Disclaimer: I am not a SEBI registered investment advisor or research analyst. I am not registered with PFRDA or IRDA either. The content posted on this platform is purely for educational purposes and none of it constitutes investing or trading advice. Viewers should do their own research and diligence before investing or acting on the information presented